Mon – Fri: 8am – 6pm. Sat: 8am – 1pm.

Payment plans

Our flexible payment plans take the stress out of paying for dental care

When it comes to getting dental treatment we don’t want anything to stand in your way.


That’s why we’re delighted to offer a range of flexible payment plans to suit you and your budget, including plans that offer 12 months interest free.

At Smiles we’re here for all your life events: chipped teeth, sudden tooth pain, smile makeovers and treatment to help you eat and speak with confidence.

Wherever you are in life, we’re here to help.





TLC – fund all Medical/Cosmetic treatments and out of pocket costs

  • Payment plans from $2,000 to $50,000 – covering all dental & medical fees
  • No stress – the whole process is managed privately by our Consultants
  • Flexible options – any additional repayments or rebates can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online

Would you like some TLC?

Click on the link to get started!


Australian Credit licence 509691


Terms & Conditions:

  • Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions.
  • A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

Paying with Zip 

ZipPay: interest free

 If you need money without all the hassle, ZipPay is your new best friend. ZipPay is completely interest-free and can be set up in next to no time. 

With ZipPay you get:

  • No deposit
  • Interest free loan up to $1000
  • Quick and easy application
  • Approval in 10 minutes
  • Approval to start treatment straight away
  • Set-up fee of $99
  • A monthly fee of $6, which is waived if you pay on time

ZipMoney: interest free for 12 months

ZipMoney is an easy way to pay for treatment that costs more than $1000. It’s a great option for treatment such as Invisalign braces, cosmetic work or a crown.

The payment plan is quick and easy to set up and in most cases can be done over the phone while you wait.

With ZipMoney you get: 

  • No deposit
  • 12 months interest free
  • Loans of $1000 and more
  • Quick and easy application
  • Approval to start treatment straight away
  • Set-up fee of $99
  • A monthly fee of $6, which is waived if you pay on time

Click hereto get started with ZipPay and ZipMoney today


For more extensive dental work MacCredit offer loans of up to $50,000.

This is a great option to cover detailed cosmetic work, sleep dentistry or any ongoing treatment.


With MacCredit you get:

  • A loan of up to $50,0000
  • Flexible repayments: weekly, fortnightly or monthly
  • A repayment period of between 1 and 7 years
  • A quick response on whether you’re suitable for a loan


Click here to get started with MacCredit today

Child Dental Benefits Schedule


We’re happy to support the Child Benefits Dental Schedule (CDBS). The CDBS provides financial support for basic dental services for children between 2 and 17 years of age. Smiles of Diamond Creek will bulk bill all patients eligible for the scheme. 

You may be eligible if your child is:

  • between 2 and 17 years of age
  • eligible for Medicare
  • receiving certain government benefits e.g. Family Tax Benefit Part A 

For more information, and to check if you’re eligible, head to the Department of Human Services website.

Other ways to pay

As well as our payment plans we also have the usual ways to pay, including cash, a bank cheque, EPTPOS and credit cards.

 If you’re a member of a health fund we’ll use the HICAPS system to process the payment on the spot, meaning you only have to pay the difference in the cost. If your health fund isn’t on the HICAPS system we just ask that you pay on the day then contact your fund afterwards to claim your rebate.

If you’d like to know how much rebate you’re entitled to before your appointment just give us a call and we’ll give you a list of item numbers. You just need to ring your health fund, tell them the item numbers and they can let you know on the spot.

Want to know more?

If you’ve got any questions about how to pay for your dental treatment then don’t hesitate to contact the team by calling 9438 2883, or head to our contact page and leave us a message.

Need help? Call us on 9438 2883 today!

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